I’ve stayed in my own property for 12 years. First a studio, then a 1 bdrm.
My needs have changed as I have a daughter and want to have more children, we also plan on moving to China in 4-5 years for about 4-5 years, and my wife owns an apartment in Beijing - although depending on our needs, we may rent that place out and share a courtyard with other families.
Ultimately, I see myself owning land, and retiring in a place where I don’t see my neighbors, and I may change my tune later, but for now, there’s just no reason to buy. Not for me.
Equity?
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I have 3 apartments worth of equity and HELOCs pegged at 1.85% on two of them, no need for more liquidity.