I wouldn’t worry about that just yet. Lightning wallets are still confusing for a lot of people. Maybe nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle can hook them up with a nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9 account.

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Lightning is still evolving and you have to make some choices about how you want to use it. To get a static address you need to have web server providing your LNURL to an active node. Otherwise your payments require the wallet to be open and synced to generate an invoice. This is where centralized services come into play.

inb4 someone says “BOLT12 solves this!” which might eventually be true, but it isn’t widely available yet.

that's also true. And you're right, nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle should onboard Ross