“Bitcoin will be the high-powered money that serves as a reserve currency for banks that issue their own digital cash. Most Bitcoin transactions will occur between banks, to settle net transfers. Bitcoin transactions by private individuals will be...rare.” – Hal Finney, December 2010
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This is exactly what Saylor is alluding to as well. And it seems extremely plausible.
Real world view vs fantasy world thinking.
This is the road we're traveling
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Maybe. Yes. And that’s fine.
Generations from now things may be very different but this seems like the most likely road, for now (next 100+ years or so).