Perhaps I am being overly cautious, but I never leave more than 30k sats on custodial lightning wallets.
Where do you guys move your sats if you don't have a lightning node?
Discussion
To a proper L1 address.
Love Zeus, but I had a channel suddenly close with plenty of liquidity. It locked me out of my sats for ~2 weeks. Haven't used them non-custodially since.
That said, I use Alby and Zeus custodialy on Nostr. Alby's partner KYCs people when making a sat purchase, so I usually send those KYC recorded sats to my cash app KYC wallet. Both of these wallets are already KYCd, so I'm not worried about it.
I honestly can't be bothered to manage liquidity with lightning as it is rn. When lightning gets it's receiver privacy issues sorted when running your own node, that may change in the future.
Until then, I use BTCPay's liquidity on demand for business purposes, and I use Monero when privacy is important.
In Italy I can't use Cash app 😔
Watch out for UTXO fees if you transfer to the main chain 🤙
Your approach is perfectly fine.
I tent to leave way more than that in custodial wallets, but that's a matter of preferences.
Mutiny wallet is brilliant and works well for the non custodial experience on smartphone. Blixt is good too. I used to stick with Phoenix but since the introduction of Splicing they changed some mechanisms such that I'm not fine with that anymore.
Sats related to Nostr always go through custodial cashu wallets for me, because a little bit of privacy and because I like the technology a lot.
Run your node and caahu mint if you can!