Trigger alert - All the government services will come to a standstill if what you said is true. Over simplification and generalization is not going to help. I have worked as a consultant in government offices before and like any corporation in America there are people who slack and people who work hard. Compare the lifestyle and value provided by a government/union employee to say some CEO - Jamie Diamond for example and see who is providing more day to day value. Or ask how much you pay for HOA per month and the value board members of HOA provide to you while taking big pays home. They are private sector but they suck blood every month and I don’t see people complaining. What about board members of a company, They get paid multiples of 100k for one or two meetings a month. No one is working 4 hours a day in a government and taking 100k a year. Government salaries are public information. The only major benefit of working in government is retirement and work life balance and you get paid half of what private sector pays you.
Discussion
All gov services stop = Excellent. How do we make this happen?
Private sector gets bloated = True. Insurance is possibly even less efficient than gov.
You American's are so weird with your HOA's. How there isn't a national uprising over them is beyond me. That ain't "land of the free" I can tell you that much. lol