We don't own anything, we don't take anything to the grave. The tenant is free to leave, while the person who has taken out a loan is locked in for 25-30 years. If your argument is a potential inheritance to leave to your children, the landlord can do the same with his savings, and the child can become an owner if the parents didn't have the time.

For a quality life, I prefer a life without credit.

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If you rent your whole life, you won’t have much left to give your children because you will have to burn through your savings until you die to at least pay for the ever increasing rents cost of living.

Bitcoin might help you get through this by compensating for the fiat inflation but that’s a completely unknown forecast.

IMO this plan works only if you’re already quite wealthy.

I agree.

Real estate is a shitcoin.

Maintenance. Taxes. Bills. Services.

You can take all that and out it into, now corn, was s&p and come out the same without the headache of shitcoining a rotting box.

Rent is about same as P&I without having to own the tools to fix.

However if you have land that you love. Thats a different story. But never again will i consider owning a home in or close to a city