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Part of he problem is seeing adult offspring (often 45-65 years old) as ‘kids’.

I fully agree with not spoiling kids in their formative years (look at a child stars), or having 18 year olds be handed over millions.

But we’re talking grown-ups here, many of whose kids are younger adults, as well, due to the increased longevity.

I fully intend to leave inheritances to my children - and not have it be a ‘surprise’ after a funeral (seems like a Boomer trend). Knowing allows planning, which tends towards better outcomes.

That doesn’t preclude large charitable giving before and at death, but I see it as ‘yes, and’, not ‘either, or’.

Clayton 3w ago 💬 1

I plan to give my kids their inheritance when they need it instead of waiting until I die and they are 50+ years old.

IMO it’s a process of teaching them how to view money and work appropriately so when they have it they have learned to save, be generous, and be content with what they have.

But I want my kids to get their inheritance in their 20s instead of 50s.

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Discussion

Ryan Reynolds 3w ago 💬 1

Looking back, late 20s or early 30s would have been ideal for me.

Not sure if you are in the US, but tax laws play a big part in the when/how as well.

Clayton 3w ago

I think that's true for everyone. You need money more in your 20s and 30s than later in life.