Even if it proved to be an honest measure, there is no way most westerners will have the option to use this...
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I don't see why not. At first if you're traveling exchange your westerner currency for a refill card at an exchange.
I'm talking about using like a personal, no trusted third-party savings account ... Not that western govs are friendly towards bitcoin either....
Oh no that will never happen. Government issued currencies will always use a third party. Took me some time to appreciate why but I do see the importance of some oversight over where and how a trade currency per nation is used. That's why btc is important as well, to me btc is a currency for people to people but it won't eliminate government issued transactions for really big things.