Not a bad thread when it comes to the centralisation part. Doing ligthning non custodial is hard. Using a centralised service makes it easy and convenient, but it feels completely wrong as it goes against core Bitcoin principles.

I feel I can’t onboard (non technical) people to lightning with good conscience knowing it’s to hard for them. Alternatively using a service like Wallet of Satoshi is even worse. Not your keys, nor your coins. It’s not Bitcoin, but an iou. And centralised custodians usually end up getting people rekt. Plus privacy concerns.