I agree with you, I am not a fan of this oh the UX will be the thing that brings the masses, has anyone objectively sat and used amazon and thought this is easy? Its a horrible user experience, we've simply normalised it

Time normalises a lot of things things that aren't exactly the best, I think the benefits outweigh UX, if its 10x better you can get people to take action at least thats how I rate my experience. Yes its a ballache to self custody but I have control of my funds and at any time I can access them, add to them and not have to ask anyone for permission

I don't see how that isn't something people would want in the future, unless they are completely captured state cucks