Retirement is becoming an outdated concept. People used to retire at 55 years old. Now, good luck getting any Social Security check at all, let alone before 70 years old. Even then it's not nearly enough to live on. At this late stage of the Fiat ponzi scheme we are expected to live out our entire life hand-to-mouth while continuing to work 8+ hours a day physically and/or mentally stressed out until the day we die.