So the tradeoff with lightning would be better UX and privacy at the cost of a rug at any time. Lightning can be pretty private self hosted though. And custodial lightning doesn't have a UX problem. So better UX with a tradeoff for insta rugs doesn't seem like a great trade. As bad as the UX is, I'd still rather deal with it than take that tradeoff. I'll accept cash, but I'm waiting for Ark as a payments solutions for myself.