I’ve been using Cash App Borrow every now and then, and one thing I like is how they raise your limit each time you pay it back on time. I started with just $100 or $200, and now I have up to $1,000 available. I’ll often use it for personal needs, or if I spot a good opportunity to make that money work for me.

So if you have this feature on your Cash App, it can be pretty useful. Honestly, it’s one of the big reasons I use Cash App more than Venmo, along with sending money to family in a simple peer-to-peer way. My favorite way to send money is through Bitcoin since it’s secure, fast, and easy, but many of my family members still don’t use it.