Ya I mean I actually don’t have credit card debt, was just using that as an example. I do like your point on the house, though. Our goal is to never move again, so that may be a good framework to work off of.

My thought is that you can not truly exit fiat while having debt. You can make the argument you’re “shorting the dollar”, but I have a strong desire to have 0 debt, so I’m not obligated to earn a certain amount every year. I’d rather live on a bitcoin standard where everything gets cheaper and I’m only paying for day to day expenses.