It's hugely different. One is money and one is social. Your bank account isn't the same as your Twitter account.
Discussion
If you think about what we’re building here it’s of immense value to a user to have complete control over their identity. Sovereign identity at the protocol level. You don’t just piss that away.
Agree. Banks accounts are disposable and social identities are harder to replace, especially if you have no control over it.