I think nostr:npub1s05p3ha7en49dv8429tkk07nnfa9pcwczkf5x5qrdraqshxdje9sq6eyhe explained it best in The Price of Tomorrow. Interest rate controls distort capital markets and result in misallocation of resources. The result? Stonks and home prices inflate, increasing wealth inequality, resulting in lower quality of life for the people without the assets.