So between 55 & 80+ you loose ~50%?

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To be fair if you have that much money at that age when you retire you probably just want to travel and spend as much as you can

Totally agree but I just wouldn’t wave thought it would have been that big of a "chunk"

I have been told your relationship to money changes as you get older.

But I don’t know this is the top 1% who have probably worked 60 hour weeks for decades. They got rich by saving most of their earnings. So kinda makes sense from that lens I suppose.

Agreed