It was a very interesting perspective, I hadn't thought about the impact of the terminal block reward -- and the importance of simply "getting there" with an intact stack.

Slight disagree: if you're saying 37 sats is "generational wealth" or however you want to classify it, that would still be happening 144 times a day. So it's probably more on the order of 5k sats that will be the level of wealth your talking about