With every card, if you pay your balance IN FULL, within 30 days of the end of the billing cycle, you do not pay interests on the purchases.

They only start accruing interest once you’ve carried a balance over to a following pay period, at which point they’ll accrue interest DAILY, on all purchases.

You MUST pay your balance in full, EACH BILLING CYCLE, and continue to do so, in order to avoid interest accruing.

If you maintain your cash flow, and pay your bills in full each month, you can use credit cards, accrue points, and not pay interest.

Only the financially literate and responsible can achieve the high status of fucking the bankers with their own tools.