You are def not wrong. LN is a weird one and a double edged sword. But doomsdaying around a solution that people want does not help.
Lightning works, I use it daily with Mutiny, Phoenix, Breez, Blixt and even Zeus and WoS and most of my normie friends are using WoS for LN.
I tell them they can lose everything in WoS and that they should only have a very small amount in it for coffee/beer or burger daily.
The only danger I see here is WoS shooting themselves at one point out of the industry by stealing/exitscam.
Others still work on more decentralized and stable solutions for daily payments. LN is still the best thing we have and I am here to test, criticize and push.