📞 “Hello, Bank of America? I’d like to raise my debt limit. Yes, I understand I’m already maxed out. Yes, I am only paying the interest payments. You can’t? But I need it to pay for all these new things I already picked out. I don’t understand, I’ve been a customer of yours for years. If you value my business, why can’t you increase my limit? Then I’d be paying you more interest. Hello? No, I don’t want to take your survey.”