I don’t own the cash either. Yes it’s in my possession but so are the Sats in my WoS..

If the government declares tomorrow that $100 bills are no longer legal tender (as they’ve done in India and recently Nigeria) then I get rugged too.

The point is I can accept the risk of those rugs and I do because I prefer the tradeoff. The bigger problem is many people don’t understand those risks in the first place, if you do then it’s ok.