Why wait until 60 or later to retire? That’s what the system wants from you.
You have a choice
Stop saving in your 401K. You can’t touch it until your 591/2.
Invest in passive income producing assets
Instead of having to option to work at 60, shift the goal post to 30.
Imagine what you could do with no distractions as a W2 employee for 30 years assuming financial freedom
Happens at age 30 🤯