Remember, the repo markets were telling the story that we were in a crisis before covid. Covid was the excuse to print the money needed. It’s crazy to see how the 0% free money era thar played out after where the poors thought they were going to be rich and the gov would take care of them lol. Only for them to get rugged on not just inflation but also their student loans. Leverage works both ways. There is a reason why the tiktokers went quiet about their RE empires. We have been in a recession and are heading into a depression. Hyperbtc was always going to happen this way, out of necessity. Out of survival