Banks loaning money into existence incentivizes people to borrow for the purchase of real assets (real estate).

They have amplified their market by reducing property taxes to leave more rents on the table to repay interest, by making mortgage interest tax deductible, and by allowing buildings and repairs to be depreciated over time. All of these are new developments, and all of these were designed into law by the finance industry to shift payments from the public tax base to banking profits.

Bitcoin demonetizes real estate