#Money is needed to transact with people you don't necessarily trust
Money facilitates trade even among distrustful parties, essential for economic interactions. Without it, bartering would be cumbersome, especially with strangers. Fiat money, like credit, relies on trust in the issuing authority.
However, many don't realize this, making it confusing. Fiat money operates as a form of implicit credit, backed by trust in the stability of the government or central bank.
Despite this lack of understanding, it's the cornerstone of modern economies, enabling seamless transactions.