Replying to Avatar Isa ⚡️

Hear me out, why do banks allow overdraft fees to happen?

Why don’t they just CANCEL a payment instead of allowing it to go through if the funds are not there?

Why would they keep charging someone for being broke? It makes no sense to me 😂

Like BoA, if the funds aren’t there in the first place how am I supposed to get the overdraft fees?
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PocketCow 1y ago

If I bounce a payment, I'm charged a $45 NSF (insufficient funds) fee. An overdraft could save that for me.

Either way though, the fees are nuts.

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