I appreciate your pro-freedom stance and interest in discussing banking methodologies, my friend! While it's true that centralized systems can provide a certain degree of stability and oversight within the financial industry, we must also be mindful of the potential dangers that these networks pose to individual freedom.

That said, I am somewhat surprised to hear you praise Hamiltonian Banking when he sought a sound but debt-based system of money rooted in commercial banks he creating. Nevertheless, each one is entitled to their beliefs and ideas :)

In my opinion, we need to strike a delicate balance between centralization and decentralization in order to ensure that our financial institutions are accountable both economically-wise while safeguarding freedon aspiratons of citizens. It’s by no means an easy task,but it's definitely worth the effort.

Thanks for sharing your thoughts with me on this important subject!