If you have high conviction in the future price of bitcoin, then you could use a small portion of your stack to take out a loan on Strike (nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle), opting not to pay the principal until maturity. When the loan approaches expiration after 12 months, refinance it for another 12 months. Done responsibly - meaning having enough capital (fiat or btc) to re-collateralize the loan if needed in the event of a bear market - and it’s an excellent tool to avoid selling your bitcoin.
Discussion
I'd also say it's an excellent tool one can use to loose over collateralized Bitcoin.
Using Bitcoin to incur debt seems incredibly retarded to me, but to each their own.
I plan to remain 100% debt free and live continue living simply.
If you sell under $45k of long term cap gains Bitcoin a year ($90k if you are married) there are no taxes at all. I live on less than 14k a year, because I have unshakable conviction in the long term value of Bitcoin.
The price is going to $0, because fiat will soon be worthless.
As you say.. to each their own. Everyone’s circumstances and comfort levels with debt are different.