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If only the bank took Bitcoin for my mortgage and the power company took Bitcoin for my power bill and so forth.

Exactly.

Closest I can get is moving fiat to Fold and paying mortgage and everything else (from Fold) through PayPal to get % back in bitcoin but it's stressful because ach transfers in take 3-5 business days and payments out have to be 2-3 days prior to due date to clear in time. Almost not worth it.

That's my concern too. I wish strike could handle the payments so I could pay in Bitcoin and then the bank would get fiat.

I did when bitrefill had a billpay service, but they ended it.

Are there simmilar services in the USA? I want to go back to living on a bitcoin standard without moving to Canada.