No, normal people don't do that. Normal people find that fucking absurd and laugh at it.
Money is what you spend at the grocery store. This is what 99.999% of people mean when they say money. This is what I mean when I say money. You know that this is what I mean, and yet you insist on using the wrong definitions just because they are technical.
Your "currency/money" distinction looks the same as "sex/gender" from trans ideologues. It's internal Jargon. I'm not learning it. I will continue just talking like a normal ass person.