https://support.foldapp.com/hc/en-us/articles/14254808586395
Discussion
My impression on what you sent is that they are corralling everyone on the spin + subscription plan. They are offering 1% guaranteed and one spin for each spend.
The problem is that Citi double cash guarantees 2% back with no annual fee.
Yep and compared to the 2-4% they used to have with bill pay so you could buy on double cash and then pay off double cash with fold... It's just not as good as it used to be