The price of a whole bitcoin is the exchange rate. That’s just how sats are priced when you buy or sell it ANYWHERE, which is why I mentioned it. Either way the percent difference works out the same.

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I agree, I just like keeping things simple, lol.

And yes, it works out about the same, as I said in my previous response, I am ok with losing 17% of $5, for the convenience. Some may prefer the lower price and that’s ok as well, I’m lazy and try ti keep the amount of steps I go through, to a minimum. Haha