At current interest rates, you would owe ~$800 over the next 12 months on a $10k HELOC loan. And that is assuming interest rates won't decline, which they will. I hate leverage. As we know, leverage and bitcoin don't mix. But if there was ever a time to borrow from yourself, now is it. You are making the bet that a year from now you can generate more than $800 with $10k of borrowed capital. In this environment, I would take that bet all day.

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