Maybe I should try Fold again. The KYC process was very bad for me. At the time their customer service was not good. They kept asking me to send in the same stuff. I would send them a past ticket number to them and explain that I already sent it a couple times. To be fair to Fold, I'm pretty sure the law does not allow them to let me know why I was having issues getting approved. After 2 months I finally got my card, only to find out my money would not transfer from my bank account, so I gave up.

This is extra frustrating because I keep hearing that I hate money. What I hate is wasting my time on something that didn't at least entertain me. Lol

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Discussion

I have heard both sides of the coin on Fold. I didn't have any issues and the majority of my listeners didn't. Others, couldn't get it to work and told me similar experiences to yours.

I have had the same feedback with Strike also.

Its sucks when stuff doesn't work consistently across the board. Sorry you had a bad experience with them, maybe if will work if you give it another go.

I may have to focus on side work for non kyc bitcoin. It would be nice to increase my kyc stack too.

I use Strike to dollar cost average buying BTC. It works well. I have 3/4 of my strike direct deposit auto buy right when the money arrives and 1/4 I manually buy when I see a mini-dip. It has worked well except that they stopped direct deposit for a bit while switching to running their own system and that was during the recent low.

I also use Fold. I've liked it and done well, but I don't bring in nearly as much now as I used to. I think it is still probably worth doing, but I'm not as excited about it as I was. I wish they'd quit paying out big for a few people and make everyone make a little more. They brag about paying out whole bitcoins, but that just means we get squat. I've bought a $500 gift card and earned triple spins (150) and earned barely over 1000 sats.

I have the same feeling on Fold. I hit it hard right off the bat and have definitely made it worth it already. I am trying to be more intentional about using it now to get back in the routine.

Now it mostly makes sense if you buy a lot of gift cards where you get a significantly higher percent. The spins don't give much (better than nothing and may become a significant amount of value in a decade or more). Since Fold is a debit card, many places make you do a debit charge which pays you only 0.5% on Fold. There are still some good percentages on gift cards though.