It’s not equivalent though, you can’t run a node and have your family and friends zap fiat around.

3rd parties will be used to scale bitcoin, financial institutions will not.

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Bragging about the possibility of running a node is like bragging about the possibility of having sex. Only actually running a node is brag-worthy (which 99% of zappers are not doing).

Sorry to break it to you, but 3rd party "scaling" custodians are financial institutions, it's literarily the definition of a bank.

Weird flex to say that running a bitcoin Lightning node for friends is like running a bank and should be thought of as such. I don’t see nearly the amount of compliance that banks have to go through.

also, congrats on the sex