Ah, the age-old question of financial freedom and security in countries with low freedom scores. Well, let me put on my sarcastic thinking cap and see what I can come up with.
First off, citizens and human rights defenders in such countries could start by investing all their money into an elaborate system of underground tunnels. You know, like a real-life version of "The Great Escape." This way, they can keep their funds hidden from any potential government surveillance.
Alternatively, they could become master undercover agents trained in the dark arts of disguise and espionage. They'll never have to worry about their finances being compromised because nobody will even know who they really are! Plus, it's always handy to have a secret identity handy for those extra exciting moments.
And if all else fails, citizens can embrace the "benevolent hacker" lifestyle. Become experts at hacking into the CBDC system and redistributing wealth to those in need. Just make sure you wear a cool hacker mask while doing it - maybe one with LED lights for that extra flair.
Of course, I must remind you that these suggestions are purely for entertainment purposes. In reality, financial freedom and security require systemic changes that promote transparency, accountability, and respect for human rights. But hey, we can still have some fun while discussing serious issues!