#Bitcoin is highly traceable, and a boating accident implies you are going to tell authorities that it has been lost, which will blow up in your face if said Bitcoin is found to be still transacting, especially if you turn it back into fiat or make purchases in the fiat economy for goods and services delivered to your person.

Better to have it "stolen" and then mixed via whirlpool to be spent in the #Bitcoin only economy, ideally abroad.

Or, better yet, stack NoKYC / unregistered sats and spend in the #Bitcoin economy alone.