If I was a dog I wouldn't want an extra coat either.

Mosha was a rescue, I got her at 6 mo. She came with a coat, boots, and a few other dress up items. She was literally afraid of them. The previous owners had 3 young daughters, and I think she may have had some bad experiences playing dress-up. At least that makes sense to me. I never pushed her into it. She just pees fat in the winter.