yeah, i'm sure you will be as grumpy as stella is about alby hub for whatever reason i don't understand
minibits is awful, i mean, you really are getting what you are paying for by the sounds of it to me
also, zaps are retarded to be totally fair, not as retarded as ecash but in the same ball park
i use lightning the same way as i use a bank card, more or less, and it lets me isolate my actual balance in my own private wallets from their stupid KYC shit
stella said that the segregated "family and friends" wallet access functionality was shitty but i'm totally down for giving someone a use of it if they are a friend or part of the gitcitadel, idk, maybe it's got better since then, wouldn't have to be that great to beat minibits from what i'm hearing