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A mortgage beyond 15yrs , and/or with total interest repayments equal or more than the principal amount, is equivalent to "renting from a bank."

A 30yrs already guarantees to work the whole life to repay it.

"The 100-year Japanese residential mortgage: An examination

A recent innovation in the Japanese real estate industry to promote home"

old wine new bottle. #mortgage str

In Germany, the population is currently decreasing. They will need to try hard to keep the housing ponzi going.

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austria is 100yr gov bonds (not direct related to housing)

issued

If population declining, means more houses available and pricea should go down...

no - 5% people lot of extra cash who will buy but not for living - parking fund outside the bank - not liquid is fine.

Not sure what you mean? Boomers are dieing and gen z and millenials have no kids. Who will buy these houses? -400k per year in DE alone

they have funds - they buy property just to park funds

using cash - no mortagage