What's a benefit of running embedded node on your phone (essentially keeping stas on your phone) vs lnd running on a remote server with Zeus connecting to it via zerotier for example?

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On a remote node, usually you run a PUBLIC routing node.

On a mobile you run a PRIVATE (non-routing) node.

On both cases, you don't have to keep all your stash !

As I explained in this guide, use the 3 levels stash:

https://darth-coin.github.io/beginner/be-your-own-bank-en.html

I've explained more the differences between private and public nodes here:

https://darth-coin.github.io/nodes/private-ln-nodes-en.html

and here:

https://darth-coin.github.io/nodes/managing-lightning-node-liquidity-en.html

Excellent, thank you, I will look into it now