That also retains ownership of said funds. I guess ultimately I’m seeking yield, and this seems the only current legitimate way to do so that also benefits the overall growth of the network.

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I see. I’m not 100% sure of the risks of losing funds I would think that if you have the private keys then the risk would be the same but I’m by no means a lightning expert. Probably some more experienced lightning node runners on here with some experience to share.