well said.

imo, thrift is being a tight ass against your wants

generosity is being abundant with your projection of some need you value

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Yes, it's the goal of financial virtue, rather than wealth-maximation, but it often leads to a net-increase in wealth.

Being careful with your finances and serious about running a tight budget, while reminding yourself that money isn't everything by giving some of that money away, versus being stingy and miserly.