Sorry sir but we have to decline your request.
Banks have proven their reliability and capabilities and are extremely important in terms of social development, peace and balance.
The banks' problems are actually caused by you, so we pay the bank for your mistakes. Your poor financial skills, which is reflected in your need to rely on us, shows reckless spending of money, risky investments (such as housing and food) and anyway we don't like your ideas and you cause social disintegration.
- Central ruler