That's right, but we need to add what a european thinks is afordability. In reality it is more about priority and not affordability. It is about,
do i want a second child or a new car?
we don't have another room in our house so we stop reproducing
the child i have not produced now will for sure go to a private school and university so i'll better stop reproducing
...
We're so deep in our ego
that's ridiculous