it took a week to transfer from my bank to my Alby hub ..until now it hasn't arrived . and even the developer alby hub didn't know what to do when asked for support regarding received transfer .
we have no power over our money cause when the money transfer arrived in 3rd party like Mt.Pelerin , Bitpocket or Bluemoon or rampant , then we can only hope the money arrived , cause the apps developer like Alby Hub , strike , zeus , bitpay, monero , or cashu or whatever they are not working together with the developer from the finance institution . that authenticate the transfer
they are separate entities that connected only with so called integrates system. ( indeed API ) so when the transfer stuck in those third party apps most likely Apps dev can not help to resolve the problem . this is something need to work on for in future . I pray and hope my transfer arrived
I would say it will took awhile before the big player like Apple Pay and google pay want to adapt the bitcoin payment system 😇