It felt so freeing for me to calmly walk away from my debt. It's a rigged game. They do not deserve my participation. For me, when I take a leap of faith, my reality improves. That was a big one. It took me a couple years of consideration and once I did, it was the biggest weight I ever dropped. I kmow its not the path for everyone.
Discussion
If I was single, I probably would but I'm married and have a kid on the on the way. I don't want my choice to effect them negatively. Plus I'll be debt free in about 2 months. I never plan on using any kind of debt instrument again.
That makes sense. My kids are grown so it changes things. Congrats on getting it done. I can see honor in that.