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I’d take 1.5% (though that is limited to first $2500), over 0%. I’d take 0.25% over 0%. If the option is to pay with Fold “checking” and get sats back or your bank’s checking and getting nothing back, I’ll do Fold.

Change this if you want 1y ago

It’s designed for Americans who live in debt !

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Change this if you want 1y ago

As I said have fun scaling this

aoeu 1y ago

Agree. Will be hard with all the differing regulations around the world

aoeu 1y ago

Definitely for Americans but how is using it to pay bills only for people living in debt?

Change this if you want 1y ago

You can use credit cards with bigger cash back and stack the points that will cover more than fold is offering

aoeu 1y ago

How do you pay the credit card back?

Change this if you want 1y ago

I never spend cash to buy things! I use credit cards and then cover them right away

aoeu 1y ago

Me too. What do you cover them with? Cash from checking account?

Change this if you want 1y ago

Money orders 🤣

aoeu 1y ago

Old school :)

I’ll use my Fold account for get some puny sats back to pay off my credit cards right away.

aoeu 1y ago

I should mention that this in no way uses the Fold Card. Instead you just give the biller the account number and routing number and it will be drawn from like any ACH bill pay.

aoeu 1y ago

Let’s say I use a credit card to get cash back and then pay those bills off in full each month using Fold? I get cash back from card and says back for paying the credit card back. Short term debt (but no interest since paying it back right away)