If it is influencer shilled it is a bad idea

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Discussion

It’s really nothing groundbreaking. 2% isn’t much. I roll my 2-3% reward card to bitcoin anyway. Plus you need fold + for the 2% (membership fee). I can appreciate the idea though.

They give you the extra reward because they assume that they will either make more in membership fees than you pay, or you will spend more because you have a sunk cost, earning them more, or both

I hope fold turns out to be a great company. But they give me Swan vibes.